Foreclosure by S.D. Thames

FORECLOSURE

by S.D. Thames

October 12-November 13, 2015 Virtual Book Tour

Synopsis:

FORECLOSURE by S.D. Thames book cover

When Florida’s housing crash derails his shot at partnership, lawyer David Friedman rolls up his sleeves and lands the client of his dreams, Frank O’Reilly, a real estate developer embroiled in dozens of lawsuits and hell-bent on turning a profit during the recession. Little does David know that Frank’s company is involved in a murderous conspiracy to cover up years of mortgage fraud in the Sunshine State.

As David prepares Frankโ€™s case for a trial that will make or break his career, he discovers evidence that a secret investor in Frankโ€™s company is responsible for murder and will continue killing to hide the truth. The only thing David canโ€™t figure out is whether Frank is the conspiracyโ€™s victim or its mastermind. To answer that question, David must risk far more than partnership as he unravels one dark secret after another about his client, his law firm, and, ultimately, himself.

Book Details:

Genre: Legal Suspense
Published by: Indy
Publication Date: September 1, 2015
Number of Pages: 360
Book Links: Amazon | Goodreads

Read an excerpt:

The elevator eased to a halt high above the beach. The door behind David glided open. He took a final glimpse at the beach, then turned to follow Robbie into a living room of sprawling cherry wood floors and walls that in the dark appeared dusted with ash. The kitchen was cold stainless steel and dark cabinets that matched the stained wood floors. David set his bag on the polished granite countertop. Then he followed Robbie through another living area, this one with open French doors that led to a balcony that wrapped around the beachside perimeter of the penthouse.

Outside, Frank shielded a joint from the flickering rain that was finding its way under the balconyโ€™s awning. David could still hear swells beating the shore twenty-five stories below.

โ€œOne of the few sounds I never grow tired of.โ€ Frank held another hit and stared over the balcony.

โ€œI found him down in the sales office,โ€ Robbie said.

Frank seemed like he could care less.

โ€œI didnโ€™t know you lived up here,โ€ David said.

โ€œThis one I personally designed.โ€ Frank seemed to be talking to himself. โ€œMy masterpiece.โ€

David almost forgot why he was here.

โ€œWhat did Katherine say?โ€ Frank asked Robbie.

โ€œSheโ€™s not coming,โ€ Robbie answered.

โ€œI guess thatโ€™s good.โ€

โ€œFrank,โ€ David said, โ€œyou wanted to talk aboutโ€”โ€

Frank raised his hand. โ€œI know damn well why youโ€™re here. Iโ€™m just not ready to go there yet.โ€ He stared at Robbie. โ€œDid you tell her Iโ€™m leaving?โ€

โ€œShe knows.โ€

Frank took the last hit from the stub between his fingers. Then he squashed it like an ant, popped it in his mouth, and swallowed. โ€œSo be it.โ€

Frank rose and leaned against the balcony wall overlooking the beach. โ€œCome here.โ€

David presumed he was talking to him, so he took a few steps in his direction.

โ€œCloser,โ€ Frank said.

At least David knew to whom Frank was talking now. He joined Frank, side by side.

โ€œYou like the view?โ€ Frank asked.

โ€œItโ€™s great.โ€

Frankโ€™s breathing was heavy, nearly panting. David couldnโ€™t tell if it was from the smoke or anger or both. โ€œYou want to work with me?โ€ The breathing was growing guttural.

โ€œOf course. I brought the engagement letter with me.โ€

Frank put his arm around David. David smelled the stench of marijuana and curry and a storm brewing in the Gulf. โ€œYou need to learn some rules then.โ€

โ€œWhatโ€™s the problem, Frank?โ€

Frankโ€™s grip tightened, filling David with the realization of just how strong this guy was. Not just strong arms, but a strong torso, a primal strength genetically honed over centuries of labor.

โ€œHereโ€™s some rules,โ€ Frank said. โ€œOne. Never make a concession without my approval.โ€

โ€œWhat concession?โ€ David asked.

โ€œDonโ€™t argue with me. Just listen. No concessions. And that concession concerns rule two. We donโ€™t produce escrow records.โ€

โ€œCummings asked for that, Frank. You donโ€™t have to sign it. Itโ€™s just a draft.โ€

โ€œDavid, repeat after me: we donโ€™t produce escrow records.โ€

โ€œItโ€™s not that simple, Frank.โ€

Frank squeezed him like a constrictor. โ€œWe donโ€™t produce escrow records. Say it.โ€

โ€œOkay, Frank. We donโ€™t produce escrow records.โ€

โ€œGood.โ€ Frank loosened the grip a few notches, but kept David locked.

David didnโ€™t want to push his luck. โ€œAs your counsel, I need to advise you that Florida statutes require you to keep those records for five years.โ€

Frank laughed. โ€œHear that, Robbie? We have to keep them for five years. Weโ€™re paying this guy the big bucks to tell us this.โ€

โ€œI hear you, Frank,โ€ Robbie said, but David had no idea where Robbie was standing right now.

โ€œDavid, look down here with me.โ€ He pulled David closer again and made sure he was looking over the balcony. โ€œYou like this feeling?โ€

David felt a surge of nausea. โ€œItโ€™s a great view.โ€

โ€œYou feel tied to me, David? I fall, you fall?โ€

โ€œThatโ€™s how it feels, Frank.โ€

โ€œBecause if I fall, David, you fall. You willing to fall with me?โ€ Frank jerked David, causing David to flinch. โ€œIs that a โ€˜noโ€™?โ€

โ€œNo, Frank. Itโ€™s not.โ€

โ€œYouโ€™re not willing to?โ€

โ€œI am, Frank. Iโ€™m your guy. Iโ€™m on your team.โ€

โ€œWhat are the rules, David?โ€ Frank jerked him again.

David closed his eyes. โ€œNo concessions without your approval.โ€

โ€œAnd?โ€ he screamed with another jerk.

โ€œWe donโ€™t produce escrow records.โ€

โ€œYou afraid of dying, David?โ€

โ€œNo.โ€

โ€œYou sure?โ€

โ€œIโ€™m sure,โ€ David said. โ€œI know, death, Frank. Too well.โ€

Frank pulled David away from the wall. โ€œGive me a hug, young man.โ€ He pulled him even tighter for a bear hug. โ€œWelcome to the team.โ€

โ€œAny other rules I need to know of?โ€ David asked.

โ€œThatโ€™s all I can think of for now.โ€ Frank let him go and grinned. โ€œYouโ€™re my attorney now, David, isnโ€™t that right?โ€

โ€œAs soon as you sign that retainer agreement and give me my check.โ€

โ€œRobbie will take care of that.โ€

Frank returned to his chair and reclined. A gust of wind blew debris in his face and knocked his ash can over, but Frank seemed oblivious to it all.

โ€œThereโ€™s one more thing we need to discuss,โ€ David said.

โ€œThatโ€™s news to me,โ€ Frank sighed.

โ€œMeridian Bank.โ€

Frank rubbed his head like he had a migraine. โ€œIn due course.โ€

โ€œItโ€™s urgent, Frank.โ€

โ€œIn due course.โ€

Robbie stepped forward and pulled on Davidโ€™s shoulder. โ€œLetโ€™s get that agreement taken care of.โ€

David followed Robbie back into the kitchen, and pulled the agreement from the bag heโ€™d left on the countertop. โ€œYou can sign for the company?โ€

Robbie nodded. He scribbled his name on the signature line. Underneath, he printed a title, COO.

โ€œI didnโ€™t know you were an officer of the company,โ€ David said.

โ€œNow you do.โ€ Robbie retrieved an envelope from a drawer and handed it to David. David opened it and found a check. The watermark glistened under the light of the kitchen. Payable to Hollis & Alderman, in the amount of $50,000.

Davidโ€™s pride swelled as the elevator descended. Having the check and signed agreement in hand gave him the confidence to ask Robbie something that had long been on his mind. โ€œSo whatโ€™s the story with Frank and Katherine? They an item?โ€

Robbie grunted. โ€œHeโ€™s old enough to be her father.โ€

โ€œWell, this is Gaspar County.โ€

โ€œIs incest common in Gaspar County?โ€

โ€œI donโ€™t follow,โ€ David said.

The elevator stopped on a dime on the ground floor. David grabbed the rail.

โ€œShe is his daughter,โ€ Robbie said. โ€œFrankโ€™s only child.โ€

โ€œAre you serious?โ€

โ€œHe didnโ€™t know her until five years ago. Now sheโ€™s his right hand.โ€

That made perfect sense to David. Almost perfect sense. โ€œBut I thought you were his right hand.โ€

Robbie grinned. โ€œFrankโ€™s left-handed.โ€

 

Author Bio:

S.D. Thames grew up in the Midwest but has lived in the Tampa Bay area since 1992. When he’s not working as a litigation partner at a national law firm, he’s writing mysteries and legal thrillers exploring the dark side of the Sunshine State. His first novel, an offbeat legal thriller set during Florida’s housing crash of 2008, was published through Kindle in September, 2015.

Catch Up With Our Author:

X – @SDThamesFL
Facebook – @sdthames

Tour Host Reviews:

“The lead character is a highly interesting character and you have to make a decision if he himself is a good or bad guy or both.”
~ Vic’s Media Room

“I enjoyed the novel, but I was never sure how to feel or think about the protagonist. I chose [the book] as the October Mod Read at Goodreads group Anything Legal.”
~ Mallory Heart Reviews

“This was a page turner, full of suspense and an education on the unethical real estate dealings. I highly recommend this book to fans of legal thrillers.”
~ Carol on Goodreads

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